Month: January 2018

A sea of faces sparkling with enthusiasm and brimming with happiness whilst greeting friends and chattering about varied holiday experiences reluctantly  preparing themselves for the

Relatives have a strange way of  keeping track of what is happening in their family members’ lives. A few years ago I received a telephone

A trip to the mail box turned horrendous. Eyeballs popped out. Another utility bill with ‘overdue’ in red when I had just paid one the

For almost a year, I have been ranting and raving about shocking electricity bills, which have begun only since the replacement of analogue electricity meter

Jointly owned mortgages are a huge success when all is well between the joint owners who are usually partners. On paper both the owners are

In the modern age, with break-ups happening around us, be it married or de facto relationships, prenuptial agreement is the only way to protect our